Dr. Harsh Kumar Bhanwala Executive Chairman Capital India Finance Limited (CIFL)

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by Priya J

"With this accommodative stance, the RBI is expecting normalization of sectors as the CRR will further open up space for a variety of market operations and make lending easier. The RBI extending Targeted Long Term Repo Operations (TLTRO) to NBFCs will further enhance credit flow and potential for the affordable housing sector, SMEs, infrastructure projects etc.  Since the resident individuals can now make remittances to IFSCs for NRIs, it will increase the flow of remittances from foreign countries."  

About Capital India Finance Limited : Capital India Finance Limited (CIFL), is a listed entity promoted by Mr H. K. Narwar, with a Market Capitalisation of over Rs 1,000 crand the loan exposure of over Rs 500 crore. The Company’s major focus is business lending in MSMEs, Real Estate, Infrastructure, and is a major player in the home loans segment. The Company is also a major player in Fintech as well as Forex services through subsidiaries namely Rapipay and RemitX respectively. CIFL is known to provide customised financial solutions to address the ever-increasing demand in the Tier II and Tier III cities, especially in the housing finance area.

About Dr. Harsh Kumar Bhanwala: CIFL is headed by Dr Harsh Kumar Bhanwala who is the Executive Chairman at the Company. He is also the ex-Chairman of NABARD, a leading Apex financial institution for Agriculture and Rural Development and the Chairman of SEBI’s Technical Group Committee. Dr Bhanwala is an industry veteran with his vast experience in the areas of financial inclusion, rural lending, microfinance, cooperative credit institutions and much more.

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